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ATTENTION: Our phone systems are experiencing a temporary outage. 3/23/2022 10:06am MST.Our customer portal is currently undergoing scheduled maintenance on July 8th 2:00 PM MST through 10:00 PM MST. We apologize for any inconvenience.Primary MenuDebt Help Credit Counseling Do It Yourself Debt Management Debt Consolidation Debt Settlement Bankruptcy Credit Help Credit 101 Credit Counseling Credit Repair Housing Help Housing Counseling Budget Tools Education Center Financial Tips Calculators Consumer Resources Lesson Plans Webinars About About TCA In the Community Newsroom Careers 866-528-0588 Money Tips Login MyTCA Login Online Counseling Contact Donate Category Student Loans November 4, 2021New Rules for Public Service Loan Forgiveness Many student loan borrowers have struggled to understand the requirements of the Public Service Loan Forgiveness program (PSLF). They experience frustration and disappointment thinking they were making progress toward receiving loan forgiveness, only to find out that their loans didn’t qualify, or they were enrolled in the wrong payment plan. The U.S. Department of Education […] Read More September 23, 2021What Parents Need to Know About Student Loans Sending a child off to college is a proud moment for any parent. But today’s college education comes with a hefty price tag. For many families, student loans are the only way to pay for higher education. And for parents, a lot has changed in the world of student loans since they were in school. […] Read More April 23, 20195 Things to Do During the Student Loan Grace Period With college graduations approaching, it’s time to talk about student loan repayment. Before you panic, there’s a bit of good news. Most student loans offer a grace period before you need to start paying them back. But that doesn’t mean you should forget them during that time. You’ll want to get your ducks in a […] Read More March 6, 2018The Consequences of Student Loan Default Allowing student loans to go into default can have serious financial consequences that can affect your credit for years to come. Here’s what you need to know: Direct Federal Student Loans are in default when they reach 270 days past due Family Federal Education Loans are in default when they are 330 days past due […] Read More February 21, 2018What is Student Loan Rehabilitation (And When Do You Need It)? Having student loans go into default can be confusing and overwhelming. And the financial consequences can be serious if the loan holder doesn’t take action to remedy the situation. Direct Federal Student Loans are in default when the borrower has not made a payment in more than 270 days. Family Federal Education Loans reach default […] Read More January 31, 20187 Ways to Save on College Living Expenses There’s no way around it, being a college student is expensive. Between tuition and fees, housing, food, books and maintaining a social life, it’s no wonder that starving student” is a commonly used phrase. Of course, the trade-off is getting a degree, along with life-long memories, so it’s more than worth it. But how can […] Read More January 17, 2018How to Get Teens Involved in Saving for College In a perfect world, everyone would begin savings for their children’s college education shortly after their babies come into the world. But in reality, that’s just not realistic. There’s a lot of life — and expenses — that happen before kids graduate high school and head off to college. Of course, the earlier you begin […] Read More September 29, 20175 Financial Benefits of Attending Community College Getting a college education doesn’t have to mean spending four (or more) years at a university followed by years of paying off student debt. Attending community college before—or instead of—going to a university is a money-saving option that makes a college education attainable for just about anyone. Take a look at the following financial benefits […] Read More May 1, 20175 Awesome Summer Jobs for Teachers If you’re a teacher, you know summer vacation isn’t the life of luxury many people assume it is. In fact, it can be extremely stressful to not receive a regular paycheck during those months off. While many teachers plan and save for summer during the school year, it’s still challenging to stretch approximately nine months […] Read More April 13, 2017Don’t Believe These 7 Student Loan Myths The student loan crisis is center stage once again, with a proposed bill that would offer tuition-free college for most Americans while reducing student loan interest rates. At the same time, the fate of Public Service Loan Forgiveness has come into question, creating alarm among borrowers who are unsure whether they will continue to meet […] Read More Posts navigation 1 2 3 Next Scroll to Top Services Credit Counseling Continue Counseling Session Debt Management Housing Counseling Bankruptcy Counseling Facebook - Opens in new indow Instagram - Opens in new indow Twitter - Opens in new indow LinkedIn - Opens in new indow YouTube - Opens in new indow Pinterest - Opens in new indow Click to save our contact info Get Financial Tips in Your Inbox Enter email address to receive our monthly Money Maximizer newsletter. Thank you for subscribing. 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